July 1, 2008
2008 Technology Forum: Access to Finance

Yaounde, Cameroon - Dr. Varghese will present on alternative data in the United States and lessons for microlending at this technology forum sponsored by CGAP and CAPAF.

June 16-18, 2008
National Energy And Utility Affordability Conference: Mile High Solutions

Denver, Colorado - Patrick Walker will be discussing the use of utility payment data in consumer credit files at the National Energy and Utility Affordability Conference.

Economic Fairness Through Smarter Lending: Some Factors to Consider on the Eve of Brazilian Credit Reporting Reform

Abridged Version

Full Study (Portuguese)

Abridged Version (Portuguese)

Recovery, Renewal, and Resiliency: Gulf Coast Small Businesses Two Years Later

Economic Impacts of Payment Reporting Participation in Latin America

White Paper

White Paper (Spanish)

The Impact of Provider- Identifiable Data on Healthcare Quality and Cost


Executive Summary

On the Impact of Credit Payment Reporting on the Financial Sector and Overall Economic Performance in Japan

(Japanese Summary )


Give Credit Where Credit is Due: Increasing Access to Affordable Mainstream Credit Using Alternative Data

Towards a Rational Data Breach Notification Regime.


Giving Underserved Consumers Better Access to the Credit System

Information Systems, Computer Crimes, and Criminal Justice.

Edward Roche, Institute Director of Scientific Intelligence Releases Second Edition of Cybercrime Book